Epic Contributor
Posts: 24,736
Registered: ‎03-19-2007
Re: Getting an OC off my CR when a CA is reporting as well??
You wont, for legitimate reasons. All of the basic account data upon which any CA can base their collection activity is pegged to account data furnished by the OC, and most particulary the FCRA Compliance Date/DOFD. A charge off by an OC is a part of legimate reflection of account history. You cant get prior OC reporting deleted unless it is inaccurate. CA reporting is a piggy-back on prior OC reporting. It wont happen.