New Member
Posts: 2
Registered: ‎12-06-2008
DV'ed replied to what next?

After finding a unknown account on my recent credit report I sent a PFD to the company listed in the report stating that I would DV if they didn’t reply. After no reply I DV’ed them and received copies of bill’s from 1/04 – 7/04, all unpaid. The first copy of the bill has a past due balance of about 2 months. The total of repayment request is $305.91. The  DOFD is listed as May 1 2005 on my EQ file and not listed on the others (TU & EX). I examined the bills and find I owe the debt, but remember closing the account before moving to my present location in 3/04. Should I just repay the debt and take the collection hit until 5/2012?


Thanks for any help you can give