Moderator
guiness56
Posts: 22,406
Registered: ‎01-17-2008
Re: P.I.F, settle or wait them out????


slyhouse08 wrote:
PIF...or settlement...should show no score difference...settlement might be better as far as the money standpoint...but PIF might look better on your report for further lenders...ideally you should want to PFD...some might require 100%...and some may not...try to PFD...before you PIF...or settle...




Not entirely true. Paying an old debt can update the account to a current status and drop your score. It makes it look like a new collection.