Why would you not dispute online with CRA's?. Personally I have been sucessfull in getting items deleted. My first dispute was 4 TL's 3 collection and 1 collection showing unpaid when it was paid. I got 2 deletions 1 verified and 1 correction. on my 2nd dispute I disputed Judgement and it was deleted.  On the account that was verified I'm sending a DV letter to CA (Palisades Collection/AT&T), I've never had a AT&T wireless account and if it doesn't get removed then I'll sue them. So could you explain why one should not dispute online?. Thanks