Valued Contributor
Posts: 2,340
Registered: ‎04-08-2008
Re: Credit Score Changes
Closing the CC's will DEFINITELY hurt your score...but you would have to pay before you close anyway...so why not keep them open...as soon as the CCC's report...you will see an increase INSTANTLY...take you debt down...piece by piece...score go up when UTL is...49%39%29%19%9%...bigger increases will be when UTL is between 1%-5%...