Re: transunion score dropped 597 points in 1 month~PLEA
04-30-2008 06:30 PM
Does your husband have an account without any negatives on it(preferrably a few years old) that he can add you onto as a joint account holder?
What are the minimum requirements for a FICO score?
There's really not much to it; in order for a FICO® score to be calculated, a credit report must contain these minimum requirements:
- At least one account that has been open for six months or more
- At least one undisputed account that has been reported to the credit bureau with in the past six months
- No indication of deceased on the credit report (Please note: if you share an account with another person this may affect you if the other account holder is reported deceased).