Regular Contributor
tidbit1
Posts: 179
Registered: ‎09-16-2007
Re: GW this....support group!
GW = Good Will (letters). Do a search for that and you will see some examples.
Contributor
Sushi
Posts: 166
Registered: ‎05-11-2008
Re: GW this....support group!
No luck here but I received a letter from ASC stating they would like to help and will look at my account. I will hear in 20 days they say haha.
Established Contributor
Jesedmotherof5
Posts: 537
Registered: ‎04-02-2008
Re: GW this....support group!
Hi,
 
I got some responses back from CapOne too... though they asked for my Account #'s (I sent partial #'s and my SSN) because they couldn't find them... I find that rather remarkable especially since they continue to Validate each time!
 
In light of this, anyway I can use this to my advantage?
 
Thanks, any help will be appreciated!
 
Bridget
 
Ugg I would dispute since they dont seem to have your account information... just a thought anyone eles? Would it reage it?
6/9/08 FICO TU 697 EX698 EQ 618uti 6% (once new accounts hit) BIZ- DUNS 80, EX 35
GOAL 2008- 700s+ new car
2010 BE a first time buyer
Established Contributor
Jesedmotherof5
Posts: 537
Registered: ‎04-02-2008
Re: GW this....support group!
I got a ford I sympothise with you but we report accurate data... bla bla bla bla! Flood him with love!
6/9/08 FICO TU 697 EX698 EQ 618uti 6% (once new accounts hit) BIZ- DUNS 80, EX 35
GOAL 2008- 700s+ new car
2010 BE a first time buyer
Contributor
Sushi
Posts: 166
Registered: ‎05-11-2008
Re: GW this....support group!


Jesedmotherof5 wrote:
Hi,
 
I got some responses back from CapOne too... though they asked for my Account #'s (I sent partial #'s and my SSN) because they couldn't find them... I find that rather remarkable especially since they continue to Validate each time!
 
In light of this, anyway I can use this to my advantage?
 
Thanks, any help will be appreciated!
 
Bridget
 
Ugg I would dispute since they dont seem to have your account information... just a thought anyone eles? Would it reage it?



I would not dispute valid items.
 
Secondly I have the same problem with Citibank, where for some reason some employees cannot find my CO account and some can.
Contributor
Sushi
Posts: 166
Registered: ‎05-11-2008
Re: GW this....support group!


Sushi wrote:
No luck here but I received a letter from ASC stating they would like to help and will look at my account. I will hear in 20 days they say haha.



Whoa just saw they removed derog from TU and EX! Wow these people are great.
Regular Contributor
tidbit1
Posts: 179
Registered: ‎09-16-2007
Re: GW this....support group!
As of this morning, I am officially COLLECTION FREE!!!!!     My last collection was removed!!!  Now the ONLY bad thing I have on my entire reports is that stupid Mazda account - and they are refusing to budge..   but that's okay...  it will stay on my record until 2011, but I will bug them that entire time   :smileyvery-happy:
Moderator Emeritus
llecs
Posts: 32,869
Registered: ‎08-04-2007
Re: GW this....support group!


tidbit1 wrote:
As of this morning, I am officially COLLECTION FREE!!!!!     My last collection was removed!!!  Now the ONLY bad thing I have on my entire reports is that stupid Mazda account - and they are refusing to budge..   but that's okay...  it will stay on my record until 2011, but I will bug them that entire time   :smileyvery-happy:


Congrats!! Looking to join the CA-free club very soon.
Regular Contributor
ChuckG
Posts: 156
Registered: ‎02-21-2008
Re: GW this....support group!


tidbit1 wrote:
As of this morning, I am officially COLLECTION FREE!!!!! My last collection was removed!!! Now the ONLY bad thing I have on my entire reports is that stupid Mazda account - and they are refusing to budge.. but that's okay... it will stay on my record until 2011, but I will bug them that entire time :smileyvery-happy:





Congrats! That's awesome... do you mind telling us how many collections you started out with, approx how much they were for, and how old they were when they were finally removed?

I'm tempted to start including $50 bills in my GW letters... can't hurt right? :smileyvery-happy:

Starting Score: 556
Current Score: 672, 681, 692
Goal Score: 700, 700, 700


Take the myFICO Fitness Challenge
Regular Contributor
tidbit1
Posts: 179
Registered: ‎09-16-2007
Re: GW this....support group!
[ Edited ]
Sure...
 
Franklin – Transunion - from 09/01 for $149 (unpaid)

Security Check –   Experian & Equifax - from 09/01 for $58 (paid)

Smith Rouchin – Transunion & Equifax - from 4/04 for $198 (paid)

CBCS - Reported on all 3 bureaus - from 4/04 for $323 (paid)

 

I just started GW's for these in April. CBCS deleted with the first letter within the same week that I sent it.  I tried PFD for half with Franklin Collections but they didn't respond, so I followed up with an "obsolete" dispute with TU and TU removed. Smith Rouchin deleted after 2nd letter, and Security Check deleted after 2nd letter.



Message Edited by tidbit1 on 06-04-2008 10:51 AM