Valued Contributor
Posts: 1,320
Registered: ‎04-18-2009
94 Point Increase - from April 16th to August 05
[ Edited ]

So excited and wanted to share only b/c I know this process really can be challenging, depressing, and exhausing...


. I just pulled a Score Power Report to match up my accounts, etc. I gained another two points (no SW Alert however and settings were one point from current score)...EQ Fico


So from when i started this process on April 16th, I was at 548...since then I've gained 94 excited.

 now at 642...(I might be a Principal now, according to TNWM's post on score, for those of you that read that post)...


Summary of success or EQ only..

1. Auto charge off - not my fault, fought it and paid as agreed, closed auto loan

2. A few "baddies" fell off, it was their time to die, can't live forever...6 BAD TL's dropped...


OK, weekend is almost here. I think i need a break now....


Most of all, thanks to EVERYONE on this board for their helpful advice AND sharing personal experience. A lot of my success was based on the great advice I received from this forum...So thanks. It is working...:smileyvery-happy:


Message Edited by daisyduke on 08-06-2009 07:12 PM

Starting Score: 682 EQ, 663 TU
Current Score: 687 EQ - 705 TU on 7/18/10
Goal Score: 700 + both EQ and TU

Take the FICO Fitness Challenge
Frequent Contributor
Posts: 255
Registered: ‎06-24-2008
Re: 94 Point Increase - from April 16th to August 05
Congrats Daisyduke - keep working at it.

Starting Score: EQ-686 TU 703
Current Score: EQ-695 TU 713
Goal Score: EQ-800 TU 800

href="">Take the FICO Fitness...
Moderator Emeritus
Posts: 16,373
Registered: ‎03-12-2007
Re: 94 Point Increase - from April 16th to August 05
Great work, Daisyduke!!!!!!!!!!!!
Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1

Senior Contributor
Posts: 4,243
Registered: ‎05-01-2008
Re: 94 Point Increase - from April 16th to August 05
Awesome score jump!!!!!!!!  :smileyvery-happy:

Starting Score: 07/2011 TU 732 - EQ 717 - EX 702
Current Score: 06/2014 TU 739 - EQ '08 709 - EX 721
Goal Score: 850

Bury me in the garden...last app 06.18.14