Valued Contributor
Posts: 1,320
Registered: ‎04-18-2009
94 Point Increase - from April 16th to August 05
[ Edited ]

So excited and wanted to share only b/c I know this process really can be challenging, depressing, and exhausing...

 

. I just pulled a Score Power Report to match up my accounts, etc. I gained another two points (no SW Alert however and settings were one point from current score)...EQ Fico

 

So from when i started this process on April 16th, I was at 548...since then I've gained 94 points...so excited.

 now at 642...(I might be a Principal now, according to TNWM's post on score, for those of you that read that post)...

 

Summary of success or EQ only..

1. Auto charge off - not my fault, fought it and won...got paid as agreed, closed auto loan

2. A few "baddies" fell off, it was their time to die, can't live forever...6 BAD TL's dropped...

 

OK, weekend is almost here. I think i need a break now....

 

Most of all, thanks to EVERYONE on this board for their helpful advice AND sharing personal experience. A lot of my success was based on the great advice I received from this forum...So thanks. It is working...:smileyvery-happy:

 

Message Edited by daisyduke on 08-06-2009 07:12 PM

Starting Score: 682 EQ, 663 TU
Current Score: 687 EQ - 705 TU on 7/18/10
Goal Score: 700 + both EQ and TU


Take the FICO Fitness Challenge
Frequent Contributor
Posts: 255
Registered: ‎06-24-2008
Re: 94 Point Increase - from April 16th to August 05
Congrats Daisyduke - keep working at it.

Starting Score: EQ-686 TU 703
Current Score: EQ-695 TU 713
Goal Score: EQ-800 TU 800




href="http://ficoforums.myfico.com/fico/board/message?board.id=FC&thread.id=1">Take the FICO Fitness...
Moderator Emeritus
Posts: 16,374
Registered: ‎03-12-2007
Re: 94 Point Increase - from April 16th to August 05
Great work, Daisyduke!!!!!!!!!!!!
Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Senior Contributor
Posts: 4,267
Registered: ‎05-01-2008
Re: 94 Point Increase - from April 16th to August 05
Awesome score jump!!!!!!!!  :smileyvery-happy:


Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 02/2015 TU 709 - EQ 676 - EX 729
Goal Score: 850

Bury me in the garden...last app 12.19.14