Moderator
guiness56
Posts: 22,408
Registered: ‎01-17-2008
Re: What happens if I pay a chargeoff

Yes you can ask for a PFD.  They can say no.  If they do say no they would have to update as paid charge off.  If it is from the OC then paying it could gain some points because it will not be counted in your utilization any longer.