Established Member
meld9672
Posts: 31
Registered: ‎04-21-2008
No information provided on CR?
[ Edited ]

‎04-30-2008 03:29 PM - edited ‎04-30-2008 04:58 PM

I just pulled all 3 reports and have this listing on my Equifax but not the other two. Can I dispute this with them purely because nothing is provided and I have no clue what this is or even that it's something that I owe? Although from what I understand of how to read these, I think it's paid... This is what is listed:
Status as of: April 2008
Date Opened: Not Reported
DOLA: Dec 2005
Date Closed: Not Reported
Account Number: Not Reported
Loan Type: Not Reported
Largest Past Balance: $242
Terms: Not Reported
Account Type: Open Account
Account Holder: Individual
Scheduled Payment Amount: $0
Account Status: Account is Open
 
This is a collections account... would it be in my favor to remove it? I don't really know what all this means or what it's for as it isn't listed anywhere else or any information provided on it!
 
Edit: corrected date


Message Edited by meld9672 on 04-30-2008 04:58 PM
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Valued Contributor
TheNewWorldMan
Posts: 2,374
Registered: ‎03-15-2007
Re: No information provided on CR?

‎04-30-2008 03:54 PM

DV it. How the frak are you supposed to know whether a debt is legitimate when 80% of the data is missing?

It's their responsibility to accurately report, not yours to try and be Cleo the Psychic.
- - - -
in a credit-scoring postnuclear Stone Age...
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Established Member
meld9672
Posts: 31
Registered: ‎04-21-2008
Re: No information provided on CR?

‎04-30-2008 04:57 PM

Is the best way to DV that just through the automated thru the CRA? I can't exactly DV it with the reporting agency since I have no information on the account...
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Valued Contributor
stef37
Posts: 2,205
Registered: ‎12-06-2007
Re: No information provided on CR?

‎04-30-2008 05:33 PM

You would DV the CA reporting it, if it is a CA. You may have to contact EQ directly to get more information on this account.
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