Re: Newbie in need of help
09-10-2009 12:41 PM
I'm certainly no expert, but have had some success with my process. First, READ,READ, and when your eyes start burning, READ some more on this site. It helps get a plan in order.
I started with my most damaging TLs. My collections. I chose to GW the CA first. For me, it was a success.
Since yours are unpaid, I would try PFDs. baby steps...while you're waiting on that, keep reading. Everyone's experiences offer much info.
Work on paying down your CCs as much as possible (down to <10%) also.