I wrote a short simple GW letter to Collection Company of America for a paid $165. med collection (bc I didn't follow whychat's process correctly) and IT WORKED!
Well, as far as EQ was concerned, it was removed. Got the updated myfico score today. I haven't gotten the hard confirmation letter yet.
Not sure when EX will update it.
I basically asked it to be removed because we were wanting to buy a house. Seriously no more than 5 lines.
Which means we can move forward!
scared my husband half to death when I called him on the phone crying because I was so happy when I saw the score!
Starting Score: EQ 433 12/2008