I was doubtful too, considering the # of letters I had sent to the credit card companies.  Silly me never once thought to GW the collection account. Especially since it had been paid months ago.  I never got the ScoreWatch alert, but maybe that's bc I kept pulling them myself every week praying for a change. LOL

Now if only I can get Chase, HSBC, Target and CapOne to gw the lates...

---

Starting Score: EQ 433 12/2008
Current Score: EQ 649EX (LO Pull) 683 TU 663
Goal Score: 700 12/11

Take the FICO Fitness Challenge
All baddies gone! lates have hit the 2 year mark!