Re: New need help
05-01-2008 03:52 PM
egh68 wrote:Hello everyoneI'm new to fico and just subscribed to score watch and got my equifax score (642) this is what it looks like.3) collections unpaid and don't say to who but I'm sure it's medical1st Original balance $219Date assigned July,01,2002Date reported April 01,2008Date last active Sep 01, 20012nd Original balance $487Date assigned Aug 01,2002Date reported April 01, 2008Date last active Nov 01, 20013rd Original balance $487Date assigned Aug 01,2002Date reported April 01, 2004Date last active Nov 01, 2001On a positive note I have 3 accounts in good standing 1 with 0 balance and 2 auto joint with life partner who has helped me get a credit score because I started out with a score of 0 three years ago. What should I do now one of these has to be a duplicate but I don't know. Any help would be appreciated. I need a new lawn tractor, think lowes would approve me with a down payment?
First, I would recommend getting your hard copies of your credit reports from each of the CRA's. They will have complete info needed for your disputes. It does look like you have a duplicate reporting though. You may be able to dispute it as a duplicate account to have it removed if that is the case.
I'm not sure on Lowes, since I have no experience with them.