I would look at it from this perspective. What is the worst imaginable thing happened? Just playing a game of what ifs. What if for some crazy reason she dies tomorrow. How would your husband feel? Would he still feel the same way about the $300? Would it be a non-issue at that point? Or would he still feel justified?

That is the way I approach most things. Just to help me realize how trivial many things in life are. I know it is very annoying but all in all, she is still blood and sometimes we just do stupid things for blood. 

My two cents.

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Mortgage in 2013- So help me God!