I'm probably the saddest of all....

I pay for all 3 bureau's CMS's and myFICO SW and QM and AMEX CreditSecure, and update them every day.

My life literally revolves around my credit cards.

---

Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 711 5/19/2013