Once a month (on that special day) you wake up earlier than usual to make sure that you have enough time to pull your monthly FICO scores before you go to work.

 

You check your emails a little more than usual when you are expecting a SW alert.

 

When you start calculating all of your cc due dates before they will hit your cr's instead of the due date on your statements.

When you pay for an updated report because you don't want to wait for score watch to alert you after you have noticed that the equifax report from the other paid service you use has updated because you need to know your fico. You know that that one hard inquiry costs seven points but going down to less than 30% utilization can net over 20!

When your significant other catches you at 2:00 in the morning trolling the forums and tells you that   "You really need to seek some professional help"

I'm probably the saddest of all....

 

I pay for all 3 bureau's CMS's and myFICO SW and QM and AMEX CreditSecure, and update them every day.

 

My life literally revolves around my credit cards.

LS Wrote:

 

I'm probably the saddest of all....

 

I pay for all 3 bureau's CMS's and myFICO SW and QM and AMEX CreditSecure, and update them every day.

 

My life literally revolves around my credit cards. 

 

 

Admitting your problem is the first step to self help.....

 

I pay for all three, quarterly monitoring here and scorewatch here and mycreditinform though capital one, I have paid for quizzle recently too and do not get out of bed without doing my daily update on creditkarma!!! I think I have spent about $150 in the past month alone on updated fico scores for tu and eq. Of course I'm attempting to clean up for a mortgage application and expect that in wont be so obsessed by the time I am finally living in my new home but who knows!!!

I am obsessed because I risk work by being on a forum when that is against the rules!

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Booner72 wrote:

I am obsessed because I risk work by being on a forum when that is against the rules!

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+100000000....same here  Guilty as charged.  lol  I've become the master of the minimize button.  I just look at it as exercising my reaction skills. 

You know you're obsessed with FICO when...

 

     your sitting at the computer cussing and swearing and your SO thinks something serious has happened, but it's just that your statement hasn't cut yet and it's already afternoon on the day it usually cuts and now it might not update in three days but you've been counting down for your new balance to post to wring those few extra points out of your score... and your explaining this while your SO looks at you like you just might not be operating with a full deck anymore..

 

 

     your mood can be predicted by looking at your creditkarma graph. In fact, anyone can tell what your mood has been every day for the last month. "happy - sad - happy - blegh - happy- really sad" which = "score went up 2 pts - score went down 2 pts - score went up 3 pts - score stayed the same - score went up 1 pt - score dropped 6 pts"

 

     your spouse checks your creditkarma in the morning for you to see what kind of day he/she is going to have