I had 2 accounts with them and for several years now have thought about combining CL's and closing one of them . So today I decided to finally do it. I closed a M/C that was only used to autopay my XM Radio bill each month and moved that CL to my 1-2-3 Visa Signature card.

I now have one less CC to manage each month. I'm down to 6 cards and that's still probably too many but I can live with that number for now. All in all I'm glad I made the move.