Ignore the hype and only choose cards based upon how features suit spending habits/needs.

People just love shiny new cards, the rush of getting approved, satisfying the itch, or bigger limits. Some just can't stop, LOL! How many times have you read posts about people with maxed-out cards acting confused about denials?

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Starting Score: 675
Current Score: EX 753 FICO, EQ 750 FICO
Goal Score: 776 FICO

Take the FICO Fitness Challenge

The best way I can think of getting the "shiny new plastic" feeling without applying is doing product changes.  For example, I just did a product change to Discover It from Discover More.  Last month I did a product change from my US bank Flexcard to the Cash +.   Sometimes I order a shiny new replacement card.  Hard free CLI's are great as well.    

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swpopham wrote:
I love reading the posts daily on here. Between my wife and I we have a collection of cards people are envious of. But its never enough I always have they constant inner battle of wanting another one. Even though its not needed. Then I catch myself saying close cards because we have too many. Its a viscous circle! Thanks for everyone on here for the help and guidence over the years I've been lurking. Hope someone can learn from my mistakes. Just wanted to poke at everyone and say quit apping it makes me jealous to see new cards!! I want the nra visa then im done unless something really great comes out.

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Story of my life. Haha. I got my cap1 first and was like "I'm tweakin man, i'm tweakin!" then got my WF, but then I needed more, so I app'd for paypal, haha. 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL

Or with Discover more card, you can just request addtional cards with different designs. 

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Starting Score: EQ: 703 (4/2011);
Current Score: EQ: 738 (04/2013)

Goal Score: ALL 800

Take the FICO Fitness Challenge

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swpopham wrote:
I love reading the posts daily on here. Between my wife and I we have a collection of cards people are envious of. But its never enough I always have they constant inner battle of wanting another one. Even though its not needed. Then I catch myself saying close cards because we have too many. Its a viscous circle! Thanks for everyone on here for the help and guidence over the years I've been lurking. Hope someone can learn from my mistakes. Just wanted to poke at everyone and say quit apping it makes me jealous to see new cards!! I want the nra visa then im done unless something really great comes out.

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Don't beleive the hype

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webhopper wrote:
You should join the garden club... its great because then you can have spade envy instead of card envy.

If you like keeping up with the Joneses you should love trying to keep up with tinuviel on number of day WITHOUT apping.

Best of luck to you! By the way; I didn't know the NRA had a visa. Might be something my husband would like. He is a gun fan and collector.

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I'm nothing if not determined! LOL!!!

Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores
Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k

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swpopham wrote:
I love reading the posts daily on here. Between my wife and I we have a collection of cards people are envious of. But its never enough I always have they constant inner battle of wanting another one. Even though its not needed. Then I catch myself saying close cards because we have too many. Its a viscous circle! Thanks for everyone on here for the help and guidence over the years I've been lurking. Hope someone can learn from my mistakes. Just wanted to poke at everyone and say quit apping it makes me jealous to see new cards!! I want the nra visa then im done unless something really great comes out.

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Seriously?  People actually are envious of one's credit cards?

I must live a sheltered life....

Starting Score: EQ 603 (12/18/2011), TU 621 (10/01/11)
Current Score (7/14/12): EQ 630, TU 691, EX 670 (bank pull)
Goal: 730+ by August 2014
Wallet: NFCU Visa (10k), USAA Secured MC (5k), American Airlines CC (2k), US Airways MC (1.5k), Discover More (1k), Macy's (600), Cap One (500), and Kohl's (400).
Garden planted. Working on the weeds.