Frequent Contributor
Posts: 305
Registered: ‎04-26-2012
Re: Savings accounts are a joke...

fuzzybean wrote:

I totally agree!  They claim it's to protect you  Or to prove you're not a drug dealer.  A 2nd checking....interesting!

 


The 2nd checking actually works great because whenever I make a purchase on a cc, I move that amount from my main checking accout to the 2nd acct.  Then I make my cc payments in full every month directly from the 2nd account.  It also serves as my savings.  My bank requires a direct deposit and enrollment for e-statements for a free account, so I split my pay into 2 direct deposits and signed both accts up for e-statements.  Both accounts are free and I can easily move money from one account to another (as needed) online.