Re: Savings accounts are a joke...
09-24-2012 08:25 PM
I totally agree! They claim it's to protect you Or to prove you're not a drug dealer. A 2nd checking....interesting!
The 2nd checking actually works great because whenever I make a purchase on a cc, I move that amount from my main checking accout to the 2nd acct. Then I make my cc payments in full every month directly from the 2nd account. It also serves as my savings. My bank requires a direct deposit and enrollment for e-statements for a free account, so I split my pay into 2 direct deposits and signed both accts up for e-statements. Both accounts are free and I can easily move money from one account to another (as needed) online.
Starting Score: 634 EQ-FICO (4/20/12) 579 EX-FAKO (4/30/12) 629 TU-FICO (5/6/12)
Current Score: 698 EQ-FICO (11/26/12) 705 EX-(11/21/12) 698 TU-FICO (11/26/12)
Goal Score: 720 (for starters)
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