Frequent Contributor
Posts: 304
Registered: ‎04-26-2012
Re: Savings accounts are a joke...

That is exactly what I do.  Use my cc's for everyday purchases to ge tthe rewards.  It is really just like using my debt card because at the end of every day I move the money I charged from the main cking to the "savings" cking.  And yes, I agree....having a set amount of money in my main acct helps to keep me on budget and save more/spend less.

Starting Score: 634 EQ-FICO (4/20/12) 579 EX-FAKO (4/30/12) 629 TU-FICO (5/6/12)
Current Score: 698 EQ-FICO (11/26/12) 705 EX-(11/21/12) 698 TU-FICO (11/26/12)
Goal Score: 720 (for starters)

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