I wish I had found this forum when I was 18. It would have saved me a lot lot lot of drama and bad decisions.
I'm 32, no CC (currently in bk, hence the wish for earlier credit education). My plan is to buy a home as soon as I can...2 or 3 years down the line.
BK Filed 7/1/12 --- EX: 494 EQ: 505 TU: 505
10/12 EX: 599 EQ: 599 TU: 599
BK Discharge 10/23/12
Cap1 $3000 (AU) / NFCU Visa $500
GOAL #1: 660
