I am 36 years young!!! With kids who are 11, 18, and 20 years old..now I feel old again...lol.  I told my older kids who started college that if they make me a 36 year old grandma, I am taking them out!!!

I wish I found a forum like this when I when I started my credit journey at 18...back then they were throwing credit lines out like tic tacs and I was very irresponsible (understatement). Good for you guys for taking your credit serious at a young age. I wish I would have!!

100% Ficos: EX 751, TU 731, Walmart TU fico 740, EQ 741
Inquiries last 2 years/1 year/6 months: EX-7/3/0, TU- 11/6/0, EQ-3/1/0~ app free since 11/23/12
Kohls $600~Amex BCE $2000~ Walmart Discover $6000~NFCU Signature CashRewards $9000~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $450~ Amazon Store $7000~ Fingerhut $1350