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CS800 wrote:

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4us- wrote:

I wish I had found this forum when I was 18.  It would have saved me a lot lot lot of drama and bad decisions. 

 

I'm 32, no CC (currently in bk, hence the wish for earlier credit education).  My plan is to buy a home as soon as I can...2 or 3 years down the line.

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You're in the right place for your rebuilding journey. In the last two years on here with the knowledge and help of the members, I have made tremendous progress.

 

Knowledge is Power

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Knowledge IS power.

I have the same sentiments as you 4us. 33, bk almost five years ago. Wish I had known half the things I know now back then. However I think I've done pretty well with my rebuilding and I'm proud of what I have been able to acheive through self discipline, determination and a lot of grace

Barclay's Apple Financing Card ($6400) --- Capital One Cash Rewards World Card ($6000) ---GEMB CareCredit ($5700) --- AU FCU ($6000)--- Walmart ($5000)


FICO Scores: TU 735 EQ 695 EX 740 (Feb 2013, all pulled by lender)

Mortgage in 2013- So help me God!