21 here. 

started my journey (apping at 16 lol) obviously all denied. 

current stats. assoc degree in comp sci. 

on hatius going back in jan for a double major in comp sci and business. 

working as a full time banker annual hourly rate based on 40hours per week. not incl bonuses is 32k pre tax. and bonuses cap at 16k a quarter and 60k for the year. 

current line up that im proud to have. is 

best buy store card(lol) chase freedom, and amex zync. 

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13) Starting total revolving credit: $2600 | Current total revolving credit: $21,600 Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012

2013 Goals: Freedom Signature Costco:True Earnings

Amex Zync(Unicorn) Chase Freedom$1500 Citizens Mastercard$5000