Valued Contributor
Dustink
Posts: 2,380
Registered: ‎10-02-2012
Best high yield savings?

I am looking for the best place to put short term cash. No strings attached like direct deposit ect.

 

Thanks for your help.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21     EQ: 642 TU: 677 EX: 665


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Valued Contributor
creditnocash
Posts: 1,922
Registered: ‎07-23-2012
Re: Best high yield savings?

what are you looking for? and about how much money? thos most ive seen is a money market plus for 10k in new money brought in. earns 1%

 

this site advertises 1.05% but needs 25k deposit and cant dip below that or they drop your rate to 0.90

 

https://www.bankoncit.com/product-savings.htm?pk_campaign=GoBanking_HYSA&pk_kwd=Aug_Savings_HYSA_Rel...

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
Valued Contributor
jsucool76
Posts: 2,649
Registered: ‎12-11-2011
Re: Best high yield savings?
I get .95% on my ally money market. Everything is free, no min balance, no min opening deposit. You can open with 0$

No maintenance fees or anything.
Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Valued Contributor
Dustink
Posts: 2,380
Registered: ‎10-02-2012
Re: Best high yield savings?

creditnocash wrote:

what are you looking for? and about how much money? thos most ive seen is a money market plus for 10k in new money brought in. earns 1%

 

this site advertises 1.05% but needs 25k deposit and cant dip below that or they drop your rate to 0.90

 

https://www.bankoncit.com/product-savings.htm?pk_campaign=GoBanking_HYSA&pk_kwd=Aug_Savings_HYSA_Rel...


What bank for 1% on 10k?

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21     EQ: 642 TU: 677 EX: 665


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Valued Contributor
Dustink
Posts: 2,380
Registered: ‎10-02-2012
Re: Best high yield savings?

jsucool76 wrote:
I get .95% on my ally money market. Everything is free, no min balance, no min opening deposit. You can open with 0$

No maintenance fees or anything.

Thanks, I'll look into it.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21     EQ: 642 TU: 677 EX: 665


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Valued Member
Lzzybeth
Posts: 47
Registered: ‎03-13-2008
Re: Best high yield savings?

jsucool76 wrote:
I get .95% on my ally money market. Everything is free, no min balance, no min opening deposit. You can open with 0$

No maintenance fees or anything.

 

I have an Ally Bank account too, it's where I've stashed my emergency fund. It's great! The ease of setup and the customer service are top notch.


Starting Score: Jan 2012: EQ - 624
Current Score: Mar 2013: EQ - 687
Goal Score: Across the Board: 720
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Contributor
EandK23
Posts: 171
Registered: ‎09-12-2012
Re: Best high yield savings?

I have a savings account at Barclay bank. 1% interest Rate



Starting Score: 632 (TU) 02/2011
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Valued Contributor
creditnocash
Posts: 1,922
Registered: ‎07-23-2012
Re: Best high yield savings?

Dustink wrote:

creditnocash wrote:

what are you looking for? and about how much money? thos most ive seen is a money market plus for 10k in new money brought in. earns 1%

 

this site advertises 1.05% but needs 25k deposit and cant dip below that or they drop your rate to 0.90

 

https://www.bankoncit.com/product-savings.htm?pk_campaign=GoBanking_HYSA&pk_kwd=Aug_Savings_HYSA_Rel...


What bank for 1% on 10k?

 


citizens bank. its a money market plus account. 

 

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
Valued Contributor
Dustink
Posts: 2,380
Registered: ‎10-02-2012
Re: Best high yield savings?


citizens bank. its a money market plus account. 

 


ZIP Code is out of our business area - Please try again

 

Bummer

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21     EQ: 642 TU: 677 EX: 665


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Valued Contributor
creditnocash
Posts: 1,922
Registered: ‎07-23-2012
Re: Best high yield savings?

Dustink wrote:


citizens bank. its a money market plus account. 

 


ZIP Code is out of our business area - Please try again

 

Bummer

 


ouch. where are you located? usually if you put down 10k in a mm. its not something light. 

i would google around or just go to a bunch of websites of banks around your area. 

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000