21 years old here. I applied for my first credit card a couple weeks after I turned 18 (Bank of America Platinum Plus MasterCard). I now also have the Citi Forward and Discover More, and my credit (TU) score is 744 (last time I checked). I am currently a full-time student, and will be finishing my Bachelor's in June. As for goals, I want to start my career as soon as I finish my degree, and get an AMEX revolver! I wanted to apply for the Zync to get my foot in the door with AMEX, but it's discontinued. :/
