Administrator Emeritus
Posts: 4,390
Registered: ‎03-01-2007
SmorgasBoard Guidelines
[ Edited ]
We hope you enjoy the SmorgasBoard and that you'll come back again and again.
To maintain the spirit of friendliness and support that makes the FICO Forums the kind of place we've come to value, please be respectful of others by avoiding references to certain topics that might be offensive or hurtful.  These topics include, but are not limited to, the mention of:
  • Race
  • Nationality
  • Sex
  • Religion
  • Politics

Thanks for contributing positively to the FICO Forums.  Have fun!

Message Edited by Barry on 07-23-2008 04:31 PM
In a past life I served as FICO consumer affairs manager, FICO media spokesman, and myFICO Forums community manager from 2007 to 2012. I'm now freelance writing about credit at and on my own site,