Valued Contributor
Guardian
Posts: 1,148
Registered: ‎04-23-2008
Re: Community feedback about Experian's decision to discontinue offering FICO scores on myFICO

fused wrote:

urgent_help_needed wrote:
I got the impression Equifax was the most pulled score by lenders.....is that true?

It really depends on where you live and which creditors are pulling your scores/reports. I live in Hawaii, aka EX land. Almost every Mainland creditor pulls EX in Hawaii, while some of our local banks and lenders might pull EQ. TU is rarely pulled here.

 

Some of the biggest EX pullers are Amex, Discover, BoA, FIA and Macy's. Again, it really depends on where you live, but I have noticed these companies do utilize EX a lot.


I live in CA and I am forever en-death-ed to be pulled against EX since my TU and EQ almost never get pulled. Heck they don't even get the same reporting often times.


Common Abbreviations|FDCPA|FCRA
Take the FICO Fitness ChallengeStarting Score: TU:695 - EQ:719 - EX:630
Current Score: TU:712 - EQ:755 - EX:712
Goal Score: TU:800 - EQ:800 - EX:800