Re: Community feedback about Experian's decision to discontinu
e offering FICO scores on myFICO
02-04-2009 06:40 PM
I got the impression Equifax was the most pulled score by lenders.....is that true?
It really depends on where you live and which creditors are pulling your scores/reports. I live in Hawaii, aka EX land. Almost every Mainland creditor pulls EX in Hawaii, while some of our local banks and lenders might pull EQ. TU is rarely pulled here.
Some of the biggest EX pullers are Amex, Discover, BoA, FIA and Macy's. Again, it really depends on where you live, but I have noticed these companies do utilize EX a lot.
I live in CA and I am forever en-death-ed to be pulled against EX since my TU and EQ almost never get pulled. Heck they don't even get the same reporting often times.
Starting Score: TU:695 - EQ:719 - EX:630
Current Score: TU:712 - EQ:755 - EX:712
Goal Score: TU:800 - EQ:800 - EX:800