Regular Contributor
Posts: 591
Registered: ‎11-08-2012
Re: Does having a student loan help or hurt your credit?

laz98 wrote:

Yes, the forums are separate from the products you buy.  The reports do not update.  If you want to check for changes, you would have to buy a new report.  You can use a monitoring service like CreditKarma to see when things change on your report for free.  Just ignore the scores & advice there, sometimes it's not the best.


Do you use Credit Karma? I just heard about this last night from my daughter and was reading up on it. A lot of people like it and a lot of people hate it. I'm just wondering how accurate it is. Also, I don't quite understand them being able to provide it for free? How would they stay in business then? Also, does it pull any type of inquiry or soft inquiry every time they pull your account (since it's not actually YOU pulling your own and paying for it)?

TU: 804 EQ: 810 EX 785

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