Re: Does having a student loan help or hurt your credit?
11-09-2012 07:47 AM
I actually don't use CreditKarma anymore, because I didn't really care for the layout, but that's just a preference.
To be honest, I don't really understand how some of these type of services are able to do it for free, either! Credit Sesame is another one like CK.
It is a soft inquiry, because technically you are in fact pulling your own reports, just via a 3rd party service. It will not hurt your score at all.
That relieves my mind to know that it's only a soft inquiry then. I was afraid it would be an actual inquiry from THEM pulling it every time, which would completely screw someone up if they didn't know.
I will have to check out Sesame...if it's free, why not. Are they only TU as well?