Regular Contributor
Posts: 147
Registered: ‎03-21-2012
student loan question

today my husband recieved a call from a collections agency regarding a debt from Sallie Mae that stopped reporting on his credit report in 2010.  So as he was explaining this to me I started thinking "wait do you owe on a student loan?"  turns out he defaulted in 2003!  so now I am wondering if this will appear on the CAIVRS list or not.  I am not sure if it is a federal or private loan as Sallie Mae offers both.  He said the balance was $3K.  In his defense, he had never heard of the CAVAIRS and neither had I until I started coming to this site.  Not sure what to do.......The ca is not reporting this debt on is credit report...

Starting Scores:TU/513 EQ/484 EXP/513 3/2012 (lender pull)
Current Scores:TU/681 EQ/637 EXP/613 11/2012 (lender pull)
Goal:700 across the board