student loan question
11-08-2012 07:57 PM
today my husband recieved a call from a collections agency regarding a debt from Sallie Mae that stopped reporting on his credit report in 2010. So as he was explaining this to me I started thinking "wait do you owe on a student loan?" turns out he defaulted in 2003! so now I am wondering if this will appear on the CAIVRS list or not. I am not sure if it is a federal or private loan as Sallie Mae offers both. He said the balance was $3K. In his defense, he had never heard of the CAVAIRS and neither had I until I started coming to this site. Not sure what to do.......The ca is not reporting this debt on is credit report...
Current Scores:TU/681 EQ/637 EXP/613 11/2012 (lender pull)
Goal:700 across the board