Community Leader<br> Valued Contributor</br>
Community Leader
Valued Contributor
SCF
Posts: 1,080
Registered: ‎06-09-2008
Re: Discover Graduate Loan /w Cosigner - which score matters more?

The only reason to have a co-signer is because you would not qualify for the loan on your own.  As such, the co-signer's good credit has to outweigh any negatives on the primary applicants report in the eyes of the lender.  How exactly all of that is weighted is the sort of thing that varies from lender to lender and they probably aren't going to give out those details.