Established Member
Posts: 12
Registered: ‎10-25-2007
Re: Pay off student loans or keep them as long as I can?

Those interest rates are AMAZING!  So, did you contact them and negotiate for a decreased rate if you paid on time?  Who is your lender or loan services? Could you tell us what your payments were and what you actually paid each month?  Did you make payments on the interest while you were in school?  Less than 1% interest is unimaginable and unless I saw it, I wouldn't believe it was even possible.  Is there any way you could find out how your rates were dropped so low?


In response to your question, I would keep paying the min for your loans, and not pay it off; it seems like its really helping your scores.