Regular Contributor
Posts: 241
Registered: ‎12-18-2012
Got defunct My Rich Uncle TLs deleted!!!
[ Edited ]

So happy this morning,I got my EX dispute results back on 3 MRU holdings TLs that had been reporting 120 late since 2007, and they were all deleted!!! My EX FAKO went from from 583 to 640.

 

I figured since this student loan lender went BK in 07 and transferred all my loans to Younomics and they are all paid as agreed it was worth a shot disputing those old  accounts.

 


Starting Score: 6/6/12: TU 585/EQ 472/ EX 561
Current Score: TU04 751, EQ5.0 696/ EXv2 763
Goal Score: 700 reached 2/6/2015!!! New goal 800
Cap1 Venture-$5300, QS-$4750,Chase Freedom-$7750,Discover IT - $15,100
Store Cards: Vic.Sec -$2050, Walmart-$3150 ,Gap $2400( 9/1/2015)
Established Member
Posts: 17
Registered: ‎12-31-2012
Re: Got defunct My Rich Uncle TLs deleted!!!
Thats really good. Did you sent them a goodwill letter for the deletion.
Regular Contributor
Posts: 241
Registered: ‎12-18-2012
Re: Got defunct My Rich Uncle TLs deleted!!!

 


ikanga24 wrote:
Thats really good. Did you sent them a goodwill letter for the deletion.

I tried contacting MRU for mos but they went BK and shut down completely in 07, so I disputed online with EX.


Starting Score: 6/6/12: TU 585/EQ 472/ EX 561
Current Score: TU04 751, EQ5.0 696/ EXv2 763
Goal Score: 700 reached 2/6/2015!!! New goal 800
Cap1 Venture-$5300, QS-$4750,Chase Freedom-$7750,Discover IT - $15,100
Store Cards: Vic.Sec -$2050, Walmart-$3150 ,Gap $2400( 9/1/2015)
New Visitor
Posts: 1
Registered: ‎01-11-2013
Re: Got defunct My Rich Uncle TLs deleted!!!

Im in the same boat wihth my dang oldest son. Loans from 08 I co-sgned. now my score went from, mid 700's to 640.  whats the process to dispute???

Regular Contributor
Posts: 241
Registered: ‎12-18-2012
Re: Got defunct My Rich Uncle TLs deleted!!!

wilsont8 wrote:

Im in the same boat wihth my dang oldest son. Loans from 08 I co-sgned. now my score went from, mid 700's to 640.  whats the process to dispute???


I just did the online dispute with Experian and Equifax.


Starting Score: 6/6/12: TU 585/EQ 472/ EX 561
Current Score: TU04 751, EQ5.0 696/ EXv2 763
Goal Score: 700 reached 2/6/2015!!! New goal 800
Cap1 Venture-$5300, QS-$4750,Chase Freedom-$7750,Discover IT - $15,100
Store Cards: Vic.Sec -$2050, Walmart-$3150 ,Gap $2400( 9/1/2015)