Regular Contributor
mmmlive1999
Posts: 145
Registered: ‎12-18-2012
Got defunct My Rich Uncle TLs deleted!!!
[ Edited ]

So happy this morning,I got my EX dispute results back on 3 MRU holdings TLs that had been reporting 120 late since 2007, and they were all deleted!!! My EX FAKO went from from 583 to 640.

 

I figured since this student loan lender went BK in 07 and transferred all my loans to Younomics and they are all paid as agreed it was worth a shot disputing those old  accounts.

 

Starting Score: 06/06/2012:FAKO TU 585/EQ 472/ EX 561
Current Score: TU08 696, EQ5.0 679/ EX08 660
Goal Score: 700 by 12/2014

Cap1 Venture-$3800, Quicksilver-$1750,Chase Freedom-$2200, Discover IT - $1400
Store Cards: Vic.Sec -$650, Walmart-$650 ,Gap $400( as of 9/19/2014)
Established Member
ikanga24
Posts: 17
Registered: ‎12-31-2012
Re: Got defunct My Rich Uncle TLs deleted!!!
Thats really good. Did you sent them a goodwill letter for the deletion.
Regular Contributor
mmmlive1999
Posts: 145
Registered: ‎12-18-2012
Re: Got defunct My Rich Uncle TLs deleted!!!

 


ikanga24 wrote:
Thats really good. Did you sent them a goodwill letter for the deletion.

I tried contacting MRU for mos but they went BK and shut down completely in 07, so I disputed online with EX.

Starting Score: 06/06/2012:FAKO TU 585/EQ 472/ EX 561
Current Score: TU08 696, EQ5.0 679/ EX08 660
Goal Score: 700 by 12/2014

Cap1 Venture-$3800, Quicksilver-$1750,Chase Freedom-$2200, Discover IT - $1400
Store Cards: Vic.Sec -$650, Walmart-$650 ,Gap $400( as of 9/19/2014)
New Visitor
wilsont8
Posts: 1
Registered: ‎01-11-2013
Re: Got defunct My Rich Uncle TLs deleted!!!

Im in the same boat wihth my dang oldest son. Loans from 08 I co-sgned. now my score went from, mid 700's to 640.  whats the process to dispute???

Regular Contributor
mmmlive1999
Posts: 145
Registered: ‎12-18-2012
Re: Got defunct My Rich Uncle TLs deleted!!!

wilsont8 wrote:

Im in the same boat wihth my dang oldest son. Loans from 08 I co-sgned. now my score went from, mid 700's to 640.  whats the process to dispute???


I just did the online dispute with Experian and Equifax.

Starting Score: 06/06/2012:FAKO TU 585/EQ 472/ EX 561
Current Score: TU08 696, EQ5.0 679/ EX08 660
Goal Score: 700 by 12/2014

Cap1 Venture-$3800, Quicksilver-$1750,Chase Freedom-$2200, Discover IT - $1400
Store Cards: Vic.Sec -$650, Walmart-$650 ,Gap $400( as of 9/19/2014)