Re: Got defunct My Rich Uncle TLs deleted!!!

mmmlive1999 · ‎12-18-2012

So happy this morning,I got my EX dispute results back on 3 MRU holdings TLs that had been reporting 120 late since 2007, and they were all deleted!!! My EX FAKO went from from 583 to 640.

I figured since this student loan lender went BK in 07 and transferred all my loans to Younomics and they are all paid as agreed it was worth a shot disputing those old accounts.

Starting Score: 06/06/2012:FAKO TU 585/EQ 472/ EX 561
Current Score: TU98 670/TU08 605, EQ 671,EX 610(Amex)
Goal Score: 700 by 6/2013

Wallet: Cap 1 plat-$300
Store Cards: Victorias Secret -$250, Walmart-$300 ( as of 2/3/2013)

ikanga24 · ‎12-31-2012

Thats really good. Did you sent them a goodwill letter for the deletion.

mmmlive1999 · ‎12-18-2012

ikanga24 wrote:
Thats really good. Did you sent them a goodwill letter for the deletion.

I tried contacting MRU for mos but they went BK and shut down completely in 07, so I disputed online with EX.

Starting Score: 06/06/2012:FAKO TU 585/EQ 472/ EX 561
Current Score: TU98 670/TU08 605, EQ 671,EX 610(Amex)
Goal Score: 700 by 6/2013

Wallet: Cap 1 plat-$300
Store Cards: Victorias Secret -$250, Walmart-$300 ( as of 2/3/2013)

wilsont8 · ‎01-11-2013

Im in the same boat wihth my dang oldest son. Loans from 08 I co-sgned. now my score went from, mid 700's to 640. whats the process to dispute???

mmmlive1999 · ‎12-18-2012

wilsont8 wrote:
Im in the same boat wihth my dang oldest son. Loans from 08 I co-sgned. now my score went from, mid 700's to 640. whats the process to dispute???

I just did the online dispute with Experian and Equifax.

Starting Score: 06/06/2012:FAKO TU 585/EQ 472/ EX 561
Current Score: TU98 670/TU08 605, EQ 671,EX 610(Amex)
Goal Score: 700 by 6/2013

Wallet: Cap 1 plat-$300
Store Cards: Victorias Secret -$250, Walmart-$300 ( as of 2/3/2013)