Re: Incorrect SSN
01-28-2013 09:17 PM
I don't think that just making a change on the account would do it, because if the loan is paid off, the lender is no longer making updates to the CRAs.
My reccomendation would be to call Citibank directly and ask them if they would be willing to make the change.
Have you tried pulling a report on yourself with the fake SSN? If it exists, maybe you could dispute it as an incorrect SSN? This is an unusual situation, so I'm not quite sure what would be the next step if Citibank isn't willing to make the change.