Help with AES/CHASE[ Edited ]
01-30-2013 09:12 PM - edited 01-30-2013 09:24 PM
Hello everyone this is my first post among the many I will make, and I'm in need of advice. I have an AES/CHASE loan that I have not been able To pay, not even one payment. Last activity on this loan was 9/2009 and I don't know what to do with it. I brought all my CC balances to zero and have less then 7% usage on them (cell phone, cable, etc that I pay off each month). I was able to get a car loan for 19k at 10% (I needed a car to get to work) that I never been late on. I just don't know what to do with the student loan. It's currently listed as a collection account with a contact member for status. I want to get my credit to 700+ in 3 years to buy house. What would be a good course of a action on this debt? Please help. Also sorry for grammar or phrasing using my phone to type this up.
***edit*** I believe it's a private student loan, but I can't remember is there a way to find out?