Moderator Emeritus
Posts: 9,252
Registered: ‎03-19-2007
Re: Student Loan Consolidation
I have found getting installment loans off of 100% utl gets a small FICO boost- 
I had my consolidated SL's on interest only (still do) but increased my auto-payment - as soon as some principal started coming off- FICO was happier.
I hope I answered yor question-

incrazydebt124 wrote:
If my loans have been deferred for the past 6 months and bulding up principal, does that hurt my FICO score?