Established Contributor
FicoTron
Posts: 512
Registered: ‎01-27-2011
Student Loan Rehabilitation And The Effect On Tradelines

I am seeking others who have finished their student loan rehab to see what effects it had on the tradelines on their credit reports.  My loan is with the US Department of Education.  I am rehabbing it via NCO.  When I fulfill the obligation of rehab I want to know weather or not the late payments are still going to show on my report.  NCO claims that all negative info will be removed and shown as current.  I have scoured the internet and have gotten mixed reviews as to if this is true.  Most other people have loans through secondary lenders, and these secondary lenders don't remove the bad tradelines as they should.  I am looking for someone who ONLY had their loan through Direct Loans/US Department Of Education to see what the final outcome was on their report after rehab...any help is greatly appreciated.

EX-774 (Amex Fico) 8/12
EQ-725 (Fico) 1/12
TU-729 (Fico) 3/12