hey just wondering how you got your loans into rehab?  Mine are currently being garnished out of my wages, i owe approx 10K in student loans.  I'd love to do this loan rehab especailly now that i have a great job and extra income!  i screwed up my credit pretty badly and my husband will be getting out of the military next year and we need to buy a house but my FICO score is LOW LOW LOW mostly due to these darn student loans i screwed up on.  Any advice?  thanks!