Regular Contributor
MattieNumNums
Posts: 125
Registered: ‎04-06-2011
Re: Student Loan Rehabilitation And The Effect On Tradelines

Rehab only deletes late payments from the time it went into a "Collections" status, according to Sallie Mae as of yesterday. Basically that means no matter what you will always have about 10 months of late payments. When my rehab was done all my accounts went to Paid In Full/Paid Through Insurance, all lates deleted except 10. Most of those accounts hit DoLA so I am having them removed.

Starting Score (12/1/2010) - EQ: 495 / TU: 490
Current Score (11/3/2012) - FICO EQ: 705 / FICO TU: 696 / Transrisk: 753 / Vantage: 753