Re: Student Loan Rehabilita
tion And The Effect On Tradelines
07-06-2011 10:13 AM
Rehab only deletes late payments from the time it went into a "Collections" status, according to Sallie Mae as of yesterday. Basically that means no matter what you will always have about 10 months of late payments. When my rehab was done all my accounts went to Paid In Full/Paid Through Insurance, all lates deleted except 10. Most of those accounts hit DoLA so I am having them removed.
Current Score (11/3/2012) - FICO EQ: 705 / FICO TU: 696 / Transrisk: 753 / Vantage: 753