I made my 9th payment July 1st. About 3 weeks later I got a letter from my new lender with my new payment amount and due date. Soon after that letter, all the collection accounts listed on my report got removed and my score jump about 40 points. The old tradelines still remain with all the lates in them.

I just made my first payment to the lender, payment went down 100 dollars but the new tradeline has not shown up on my report yet.

Rehabbing my loans got my scores into the 600s..