Valued Member
JoeyBagadonuts24
Posts: 109
Registered: ‎09-02-2011
Re: Student Loan Rehabilitation And The Effect On Tradelines
[ Edited ]

My student loans were thru US Dept of Education (Direct Loans) and I also fell behind a couple years ago, but the last 18 months or so have been on time. I never spoke to them about any "rehab" program that I have been reading about, so I am wondering if I call them, maybe they would take the last year or so of payments into considerationand get rid of all those late payments I had a few years back. I also recently setup the electronic debit feature to take fund from my checking account. I think i am going to call them immediately on Tuesday.

Late Summer 2011: EXP- 470's TU- 480's EQ- 480's
Fall 2011: EXP- 540's TU- 580's EQ- 560's
Winter 2011: EXP- 672 TU- 697 EQ- 692
April 2012 EXP- 776 TU- 718 EQ- N/A