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bekindrewind
Posts: 1
Registered: ‎09-13-2011
Re: Student Loan Rehabilitation And The Effect On Tradelines

Ficotron,

or whatever your name is now... 

Don't be so bloody rude and you may get more folks updating this thread.

 

Yes that is what I did and it was resolved within 30 days.

 

If a CR line is wrong, it is presumed correct unless you notify the authority.

Yes dispute it. 

Just be prepared to offer tangibles to prove that it is wrong.

The burden of proof lies with you.

 

http://www.myfico.com/CreditEducation/Rights/FixingAnError.aspx

 

Do the dispute ONLINE.

It will take about 10 days to get resolution.

 

You MAY get an email saying they are "still investigating".

 

If they side with the lender, they will tell you.  They will not tell you WHY.

At this point you will need to have your documentation ready.

 

Place a comment on the CR and state that it is incorrect.

Immediately afterward MAIL them your documentation.

 

At minimum this should be deleted off.

 

After I went through this my score jumped 78 points and I and a few of my mates who went through this felt that it was a war of resolve.  In the end it had little to do with accuracy and more to do with "oh heck if he is going to keep bugging us well then ok, we will take it off."

 

Cheers