Just made my 9th on-time payment on my student rehab account.  Lady said that because Direct Loans is going through a conversion right now, she won't have any account status info until Nov 15 on whether Direct Loans is taking my account back, or if I'll have to continue repayment through them.  Sound legit, or BS?

Last Hard Pull 05/24/2013

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Starting Score: MyFico TU: 621 EQ: 610
Current Score: AmEx EX: 700 Walmart TU: 711 EQ: 699
Goal Score: 700's baby! (made it 4/10/2013!)
New Goal: 740!!

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