My payments have been debited from my account on time during this transition, that is not the problem, may tradelines are.  My problem is that I don't know weather to keep pursuing this with DOE or with the bureaus.  I have 6 loan tradelines and would have to dispute all of them on EACH report.  I don't want to run the risk of the bureau's somehow validating the debts.  They are reporting as past due amounts, but if they wanted to, they could still report them as old collections with zero balances.  I want to make sure I get them taken off completely.  My last rehab payment was 5 months ago yesterday, the loan officially rehabbed over 4 months ago...I'm beginning to get very impatient.