I have worked for the United States Department of Education (DOE) for over a year as a default and rehabilitation specialist.  I have seen an alarming amount of people in need of help or have questions that they would like answered.  I am here to answer and questions or to help in any way that I can. 

Edited to remove personal information. Private email addresses are not allowed to be posted. - MarineVietVet, myFICO moderator