Moderator Emeritus
Posts: 14,559
Registered: ‎07-14-2009
Re: Obama's Special Direct Consolidation Program
[ Edited ]

Student_Loans_Kill wrote:

Telling someone NOT to consolidate a series of student loans based on FICO theory mathematics is bad advise at best. Furthermore , as an observation providing input to the OP with useful personal experience is what I would want if I posted the same question. Which is what I suggested. Many trade lines consolidated into one department of education loan made my FICO increase. Signed...VA surgeon

Isn't what you just typed much more respectful? That was my only point.


Even if we truly think someone else's opinion could not be more incorrect we can voice our disagreement in the right way. I don't know what is wrong with prefacing a comment with "I must respectfully disagree with you".