Valued Contributor
Posts: 2,834
Registered: ‎08-13-2009
Re: Student Loan Family Forgery Nightmare. Now what?

The SOL is usually for the state you are currently residing in.   


I personally think you need to get to the bottom of this - regardless of the consequences.   No one is going to prosecute your mom or step dad unless the DA decides to.  The DA has choices.  It has to get to the DA, usually from the police.   You are no where close to that step.


The way your mother has acted during this - I think she intentionally committed fraud and thought she could get away with it.   Now she's scared you are going to find out.  If she did this to you, what else has she done?   It's, IMO, important to confront her with this behavior and get it to stop.  Guilt alone may be enough.  But you need to know.


If the loan was not discussed or mentioned in the property settlement, then it sounds like both parties (mom and step dad) knew that the loans were never in their names.