Regular Contributor
Posts: 150
Registered: ‎05-04-2012
Re: Student Loan Family Forgery Nightmare. Now what?

IOBA wrote:

The SOL is usually for the state you are currently residing in.   


I personally think you need to get to the bottom of this - regardless of the consequences.   No one is going to prosecute your mom or step dad unless the DA decides to.  The DA has choices.  It has to get to the DA, usually from the police.   You are no where close to that step.


The way your mother has acted during this - I think she intentionally committed fraud and thought she could get away with it.   Now she's scared you are going to find out.  If she did this to you, what else has she done?   It's, IMO, important to confront her with this behavior and get it to stop.  Guilt alone may be enough.  But you need to know.


If the loan was not discussed or mentioned in the property settlement, then it sounds like both parties (mom and step dad) knew that the loans were never in their names.

I agree with this part. I had an old room-mate still my identity YEARS ago and when I found out I was told I had to file fraud charges so I did but the cops nor the DA would touch it since we lived in the same household

Starting Score: 502 5/4/2012
Current Score: 640 08/03/2012
Goal Score: 700

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